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Mortgage Services

The right mortgage.
Found for you.

Whether you're buying your first home, expanding a portfolio, or looking to remortgage — Warrens will search the market and find the mortgage that fits your life.

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Our Mortgage Services

Whatever your situation, we have a solution.

We leave no stone unturned in finding the right mortgage for you. From straightforward purchases to complex specialist cases — we've got it covered.

First Time Buyer
Taking your first step onto the property ladder is a big moment — we'll make it a straightforward one. We'll work out exactly what you can borrow, guide you through every scheme available, and have you making confident offers.
Most Popular
Remortgage
Your circumstances change — your mortgage should too. Whether your fixed rate is ending, you want to release equity, or you're looking to consolidate debt, we'll find a deal that works harder for you.
Save Money
Buy to Let
Growing your property portfolio requires the right financing. We'll identify the best buy-to-let products on the market, stress-test the figures with you, and ensure your investment stacks up from day one.
Investors
Specialist Buy to Let
HMOs, student lets, holiday lets, limited company purchases, expat buyers — complex cases need specialist advisers. We have access to lenders who understand the full picture and can structure deals others can't.
Complex Cases
Adverse Credit
A difficult credit history doesn't have to mean no mortgage. There are specialist lenders who look at the full picture, not just the numbers. We'll find the right route and help you rebuild from a solid foundation.
All Situations
Equity Release
Unlock the value tied up in your home without having to move. Whether you're looking to supplement retirement income, fund home improvements, or support family — equity release can provide tax-free cash at a fixed rate.
Later Life

How It Works

From first conversation to keys in hand.

Our straightforward five-step process takes the stress out of securing a mortgage — we handle the complexity so you don't have to.

1
Initial Consultation
A free, no-obligation chat to understand your situation, goals, and what you're looking to achieve.
2
Affordability Review
We assess your income, outgoings, and credit position to establish exactly how much you can borrow.
3
Full Market Search
We search the whole market — not just a panel — to find the product that best suits your needs and circumstances.
4
Application & Submission
We handle the paperwork, prepare your documents, and manage the submission directly with your chosen lender.
5
Offer & Completion
We stay with you through to mortgage offer and beyond — liaising with solicitors and keeping everything on track.

Why Warrens

Mortgage advice that goes further.

We combine our deep knowledge of the Southampton property market with whole-of-market mortgage access — giving you an edge that most borrowers simply don't have.

Whole of Market Access
We're not restricted to a lender panel. We search the full market — high street banks, building societies, and specialist lenders — to find you the best possible deal.
One Point of Contact
No call centres, no handoffs. You'll work directly with a dedicated adviser who knows your case inside out — from first call to mortgage offer.
Property Market Expertise
As a letting agency rooted in Southampton, we understand the local market better than most. That insight helps us advise on not just the mortgage — but the investment itself.
Protection Included
A mortgage is one of the biggest financial commitments you'll make. We'll also review your protection needs — life cover, critical illness, and income protection — so you're never left exposed.
No Hidden Costs
We're completely transparent about fees from the outset. No surprises, no small print. You'll know exactly what you're paying and why before we proceed with anything.
Fast Turnaround
We know that time matters in property. We work quickly and efficiently — keeping you informed at every stage so you're never left wondering what's happening with your application.

Lender Access

Access to the UK's leading mortgage lenders.

We work with major high street banks, building societies, and specialist lenders — giving you access to thousands of products across the whole market.

Halifax Nationwide NatWest Santander Barclays HSBC Skipton BS Coventry BS Leeds BS Aldermore Paragon Pepper Money TMW + many more

Get Started Today

Ready to find your mortgage?

Book a free, no-obligation consultation and let's find the right mortgage for you — whatever your situation.

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Your home may be repossessed if you do not keep up repayments on your mortgage.

Warrens Property Co is a trading style of Piplo Ltd, which is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register under firm reference number 968845. Registered Office: B6000 Langstone Park Langstone Road, Havant, Hampshire. England, PO9 1SA. Registered Company Number: 12195184. Registered in England & Wales.

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